Reviews (4)

Extremely Useful with or without Existing Online Banking
Paytrust.com is one of the most useful online services in existence. While most Internet savvy users will have online bill payment capabilities through their banking institution, Paytrust allows for RECEIPT of detailed bills at a designated mailbox in Sioux Falls, SD (sorry, there is only one location at this time). These bills are either scanned in or, if the merchant has electronic billing, sent electronically to Paytrust. They are then viewed by the user on the web site. With the separate and distinct mailing address, the service provides address privacy.

If you argue that your credit card or cell phone provider has electronic billing, Paytrust also eliminates marketing materials from these entities because they will STILL send solicitations and sell your information even after you request omission from their marketing list or use their electronic billing. Not only can you view incoming bills, which banks (as far as I am aware) do not offer, but Paytrust also helps eliminate junk mail. In other words, any junk mail that Paytrust receives in your mail box will be destroyed. "Important" documents such as convenience checks and cards are mailed to an alternate postal address.

The functionality and usability of Patrust are great. The web site is very easy to use and offers both a basic layout for dial-up users and a richer interface for broadband users. After receiving a bill, the users is sent an email notification telling you the payment amount and balance if applicable. You can chose to pay the bill via Paytrust or use means of your choice.

If you travel or move frequently or just hate junk mail, Paytrust can't be beat. Basically, it gives you address privacy with high level of convenience. Say good bye to the direct marketing association.

An absolute MUST for gypsies
I disagree with the post from October 2002. I own MS Money (a fine product), but Paytrust is a completely different animal. And the differences are striking. Paytrust is completely portable. No matter what machine you use, you will ALWAYS have access to your current bills. They're ONLINE. Sure, many vendors will allow you to pay their bills at their websites, but if you have 20 bills, that's twenty websites. Quicken has a bill service, but they ONLY work with companies that are online. What about the bills that aren't? Well Paytrust doesn't care. It can take bills from your gas company, or your loan shark.

Maybe you decide to go in with someone half way on some purchase. It doesn't matter where you are; just find a computer, log on, plug in their information and mail them a check.

And another cool thing that your vendors online won't do for you, is consolidate all of your payments onto one CD and mail it to you (nominal fee). All of your bills, scanned and stored onto one CD for retrieval whenever you want.

I've been a paytrust customer for a few years now and I'll never look back. It's cheap compared to the convenience it brings me.

Oh and did I forget to mention that you can download your Paytrust information into Quicken or MSMoney? All the tools you need to manage your personal finances at home and on the road.

Excellent product
Paytrust makes my life much easier. It is great if you travel a lot and are not home to get your bills. All of my bills get sent directly to the Paytrust billcenter. They scan them, send me an email notification, and then I just logon to the site and tell them when and how much to pay. It's worth it to me not to have a ton of bills laying around on the kitchen table. I never have to buy stamps. I also never balance my checkbook. Using the smart balance feature Paytrust can check my current bank balance and tell me what bills I have pending etc. I have used Paytrust for over a year with no problems. Get it now and simplify your life.

You are paying for what you can do for free??
Why do you need software to pay bills? Most major banks, and 3rd parties, like MSN and Yahoo offer web-based bill pay services. I did buy this when it first came out, and quickly dumped it due to finding out later I could do more by hooking MS Money directly to a bill pay service. ... Read more

Features

• Financial management system for contractors
• Easily track job costs and profit
• Contractor-specific reports
• Manage progress on many jobs simultaneously
• Simple to install and use

Reviews (1)

Don't Believe Everything You Read...
The ad for this product on Amazon.com says "Rebate in Box" ($120). The thing it does not say is that you must own a prior version of Quickbooks to get the rebate. I ordered the product thinking I would get a rebate. After opening the box to turn in the rebate, I find out that I do not qualify for the rebate and now I cannot return the product because the box is open. ... Read more

Reviews (3)

Satisfied Customer
About 4 years ago I came upone Tax Act by accident. However, I couldn't resist using the software package for 9.95. Ever since then I have been purchasing Tax Act and using it to prepapre my tax return.

As the other recommendations have said, Tax Act is easy to use and understand. Their may be a few quirks but that should be expected from most tax software.

However, the real test came when I had a client who had not filed a tax return in 4 years. I had tried searching for Tax software for the years 1998 to 2001 but with no luck. I tried with Intuit, Tax Cut, and others but was told that those years were unavailable.

Tax Act had all those years on their website ready for download for a price of 9.95 each. Not bad. Without Tax Act I do not think I would be able to have finished preparing my client's tax return for those years. And even if the other software companies were able to provide for those years, I do not think they could compete with the price that Tax Act offerred.

I personally recommend this software to either do your own tax return or the preparer's edition if you are a professional tax preparer.

Very easy to use and understand
I purchased this program in hopes of getting an inexpensive tax preparation program that would get me the biggest return possible. I was tired of going to tax prep places and paying an outrageous fee for something that I could do on my own. I was very pleased with this program!
The format is very straight-forward, and thorough. It takes you through an interview process that calculates your return at the top of the screen as you progress. I found no glitches or download problems with this program whatsoever. Also, being a single father, Tax Act helped me get the biggest return I have ever received! Tax Act also emails you when the IRS has received and is reviewing your return.
I will certainly be using this program to do my 2001 yr taxes. Kudos to The Learning Company for such a fine product.
It will save you a lot of money in tax preparation, and, as in my case, will help you get the best return possible.

Covers the basics
For the 1999 tax year, Microsoft came out with a fantasticfederal income tax file-on-line package. The cost [was low].

Strangely, I don't see a 2000 version. The learning company's Tax software is an adequate substitute. It is a menu driven, step by step federal filing process. It does a great job of calculating your figures whether you file 1040EZ or 1040 with multiple income, multiple W-2 and deductions.

Truth be told, the software itself rates 2 or 3 stars for functionality, but the price made me bump it to 4. The menu system is somewhat annoying, -almost- trapping you on their hamster wheel walk throughs... but hey - at 1/4 the cost of Turbo Tax, I can't complain too much. It works fine and I didn't have to use a calculator. ... Read more

Features

• Get full analyst commentaries on up to 1700 stocks
• Read quites, news, options, company profiles and SEC files with just a mouseclick
• Browse the message boards, alert and technical analyses
• Talk to your online broker for better securities management, with up-to-the-minute information
• PRACTICAL! Portfolio management allows you to create multiple portfolios to track all your investments (i.e., domestic & Canadian stocks, mutual funds and listed options). You can even back test investment strategies.

Reviews (2)

Simply Awesome!
When I bought this (actually the plus version), I thought I was getting an e-book and a program that would simply access the Value Line survey pages. After all, it was listed as a book. But to my total surprise, it is a full-fledged windows application that is simply awesome. You can filter, sort, chart, manage your portoflio - like Quicken, get alerts and so on and so forth. I admit that I hesitated a bit before I decided to offer this opinion, because I really didn't want the word to spread. But, since I doubt many will see this anyway - for those of you who do - buy it!

This is a good product.
The thing I like most about this software is that you can chart the changes in Value Line's recommendations over the past 5 or 6 years. Look at when they reccommended to sell TYCO and you'll see what I mean. I wish it had real time data though. But all in all it is definitely worth the money. ... Read more

Reviews (1)

Hello Investing Strategies 2.0
I hope it can help me on the stock analysis ... Read more

Features

• Quickly create and customize your own legal documents -- over 200 templates are available
• Design your own wills, living wills, and living trusts
• Insurance form and codicils aren't a problem anymore -- you can do them yourself now
• Handle your credit and debt reapair needs
• Notes of lending and partnerships

Reviews (1)

3 Books/120 Minutes of Video
3 Excellent printable books. Original The Entrepreneurs Guide published by Macmillan and Ballantine; updated colorful Business Startup with practical tips and advice; Finance Your own Business. Two hours of helpful video advice.

A real guy author: Cofounder of Umbroller stroller company; American Power Conversion (APCC); now running the publisher of this CD, Simply Media (founder of this too).

One CD is Business Startup; the other is Finance Your Business; each has 60 minutes of how to videos. Helpful because he shows the same scene two ways: the right way and the wrong way. Pretty funny in parts too....

Good crisp writing. As a woman, I particularly like the neutral gender approach of the book. Yet it has good tips for women too. ... Read more

Product Description

Offers advanced tools for businesses that want to manage their finances more effectively and efficiently. Includes tools that help boost productivity and give you more control of your spending, your data and your business forms and much more! ... Read more

Product Description

Quicken has developed into much more than just a program to balance checkbooks. Quicken Deluxe 2000 is a complete application for managing, analyzing and planning all aspects of financial health. Some of the improvements to Quicken Deluxe 2000 are: Tax Withholding Estimator - This feature helps determine the proper amount to withhold from a pay check. Tax Alerts - built-in reminders of important tax events Life Event Planners - Help prepare for important life events such as sending the kids to college or that all-important retirement Home and Car Comparables - Get up to date comparables on the value of your home and car Compare your investments against other stocks and mutual funds Employee Stock Option Tracking See an account overview of any accounts, all on one page Background Download of important financial data silently while surfing the net ... Read more

Features

• Balance checkbooks
• Assign categories to checkbook entries to track where money is going
• Write and print checks or pay bills online
• Set personal reminders for paying bills, taxes or any other type of financial deadline
• Track investments of all kinds, including personal stock portfolio, employee stock options, 401k, Mutual Funds, etc

Product Description

TurboTax Deluxe software includes all the features of TurboTax Basic, plus even more help to maximize your most important deductions, including mortgages and charitable contributions. Plus, it delivers the help you need - when you need it - from official IRS publications and expert video advice. ... Read more

Product Description

If real estate math or financial math stress you, Real Estate Calculator Suite is the help you need!The 16 real estate and financial calculators in Real Estate Calculator Suite give you the ability to play with your own financial numbers as you consider a real estate purchase.Real Estate Calculator Suite includes 2 Quick Calculators, 2 Downpayment Savings Calculator, a pop up calculator, a Mortgage Qualifier, Amortization Calculator with Monthly and Annual schedules, Loan Spread Calculator, a Biweekly Payment Calculator, a Refinancing Calculator, an Estimated Closing Cost Calculator, Home Seller's Proceeds Calculator, Rent or Buy Calculator, and Prepayment Calculator. Based on Wheatworks Software's experience developing financial calculators for corporate real estate clients, Real Estate Calculator Suite is designed for real estate consumers and professionals.Real Estate Calculator Suite includes a Date Calculator, a Fraction / Decimal interest rate conversion table, sample text for closing credit accounts, a Documentation List to help you gather your loan application paperwork, a Home Inspection form to help you review potential homes, a Mover's To Do List and useful tips for home buyers and sellers.This real estate software works with these Windows operating systems: 95, 98, ME, NT 4, 2000, XP Home and XP Pro. ... Read more

Features

• Real Estate Calculator Suite can help you determine how much house you can afford. (Mortgage Qualifier)
• It can show you the impact different mortgage interest rates will have on your home loan. (Loan Spread Calculator)
• Real Estate Calculators Suite helps you decide what mortgage term (length of loan) is best for your budget. (Loan Spread Calculator)
• It helps you determine how much house you can afford based on what you currently pay in rent. (Rent or Buy Calculator)
• Show you how much to add to your monthly mortgage payment in order to pay off your mortgage by a chosen date. (Loan Amortizations and Prepayment Calculator)

Product Description

A comprehensive software application designed to assist individuals in analyzing and making informed decisions about personal finances. This easy to use program includes many powerful finacial tools for all users levels. With a comprehensive help system and easy financial wizard to get you started! Mortgage calculations including advanced options such as lump-sum payments and re-financing options. Loan calculations and analysis tools. Bond calculations for annual, semi-annual and strip bonds. Savings calculators for a variety of "what if" and "how much?" sceanrios. Retirement planning model is an intuitive tool for helping reach retirement goals. Password protection will keep prying eyes from your work. Save and print calculations and much much more! ... Read more

Features

• Easy to use with comprehensive help files.
• REtirement planning models, bond calculations, loand and mortgage tools with advanced features.
• Advanced calculators for figuring present and future values of annuities, real estate and more.
• Links to important financial web sites, tips and information. A full glossary and much more!
• PC: Windows 95/98/ME/XP

Features

• Print Perasonal Checks, create deposit slips,design custom checks,
• insert personal graphics add digital signature,balance your checkbook
• print custom reports
• import online bank data

Product Description

Mutual Fund and Growth Investment For The Home Investor! Let Your PC help you profit from today's stock and mutual funds market with Fundwatch Plus! Monitoring your investments will no longer be a hassle. Fundwatch Plus features a number of options to help put you in total control of your investments. Colorful graphics allow you to compare investments directly, identifying cyclical patterns, volatility and changes to market trends. Whether you're a novice or a pro investing in mutual funds, stock or commodities, this easy-to-learn software helps you select investments that are right for you. Fundwatch Plus can even help you determine when the time is right to buy or sell. It's all the serious home investor needs. ... Read more

Features

• PC: Windows 3.1/95/98/ME

Product Description

Buy Splash Wallet for $49.95 and SAVE $50 off the normal price of $99.95 A wallet holds your most valuable possessions - identification, cash, checks,credit cards, shopping lists, even photos of friends and family. And now you can hold it all inyour Palm handheld with SplashWallet - a collection of four indispensablevirtual wallet applications bundled together for one low price. SplashWalletincludes: SplashID safely and securely stores all of your personal identification information, including user names, passwords, credit card numbers, calling card numbers, bank account numbers, PINs, frequent flyer numbers, and more. Automatic synchronization provides instant access to your data on both your handheld and desktop computer. SplashMoney Splash Money is a personal finance manager for Palm OS handhelds that allows you to record your checking, credit card and cash transactions; track your account balances; and manage your finances while on the go. Helpful data entry tools like auto-fill and memorized transactions make entering transactions a breeze. And you can upload your transactions to Quicken and Microsoft Money on the desktop. SplashPhoto SplashPhoto turns your Palm handheld into a mobile digital picture frame. Simply load your favorite images with the included desktop software and you're ready to view images while on the go. Images can be viewed by thumbnail, individually or in a slide show. And you can even be ... Read more

Features

• Ram Used: 900
• Resolutions: Sony Hi-Res (320x320), Sony Hi-Res+ (320x480), Palm Hi-Res (320x320), Palm Standard (160x160), Palm Hi-Res (320x480), Palm Hi-Res Landscape (320x480), Tapwave Full Screen (480x320), Tapwave (320x320)

Product Description

Budget Creator helps you to create a smart budget that saves you time and money. Learn how to make money appear instead of vanish. Understand the secrets of how to develop a smart budget. ... Read more

Features

• Learn to create and maintain a budget
• Great for both adults, college kids and high schoolers!
• Set financial goals, create a budget process and more.
• PC: Windows 95/98/ME/XP

Product Description

FinAlyst (Financial Analyst) is a comprehensive financial tool used to calculate time values of money. It is sufficient in capabilities to satisfy a financial professional's most demanding requirements while also being simple enough for anyone to use for creating amortization schedules, audit loans, or to calculate the return on a series of cash flows. No other time value product on the market has all the time value of money features that FinAlyst includes. Using simple, easy to understand tables for data entry anyone can model a time value of money scenario. FinAlyst has been vetted for nearly 10 years by mathmaticians, accountants, bankers, and financial experts. It is truly an amazing and comprehensive product for time values of money. We back our product with a Hassle-Free Guarantee. Within 30 days from the date of purchase, if you are not satisfied, return the software and we will refund your money (excluding shipping charges). ... Read more

Features

• Loan Amortization and Loan Audits
• Return on Investment
• NPV & PV on Nonperiodic Flows
• Capital Budgeting, Annuities
• Mortgages, ARMs, Balloons

Product Description

Net Worth Express is a unique software program that allows you to create and maintain a Personal Financial Statement, also known as a Statement of Financial Condition. The software and its professional reporting capabilities are designed to make applying for or maintaining credit with a financial institution easier and more comprehensive. Net Worth Express gives you the ability to easily determine your net worth and gain a better understanding of your overall financial condition. It also allows you to track your net worth on an on-going basis. While there are several ways to evaluate your monetary situation, determining what is known as your "net worth" is perhaps the clearest indicator of your financial condition at any given point. That is why many financial institutions require a Personal Financial Statement that includes a calculation of your net worth when applying for a loan or maintaining a line of credit. In addition, when planning and analyzing your financial future, a Personal Financial Statement is the best report to begin with and use throughout your life. Until now, determining your net worth and creating a Personal Financial Statement has been a daunting task. Net Worth Express has changed that! Most individuals will find that the HOME Edition fully meets their financial statement preparation needs. However, individuals with a more complex financial situation (small business owners and high net worth people, for example) - may want to consider the extended features of the PRO Edition. This product is compatible with Microsoft Windows ME, NT 4.0, 2000 and XP. ... Read more

Features

• Create a professionally formatted Personal Financial Statement with comprehensive notes
• Calculate net worth on an individual or joint basis and generate a balance sheet
• Includes 12 detailed asset schedules and 8 detailed liability schedules
• Track income and expenses, important relatives, documents and contacts
• Easy-to-use with step-by-step guidance through the process of completing your financial statement

Product Description

Suite of 8 Epocware "must have" applications for Nokia 6600 / 3650 / 3660 / 7650 = Safe+ PhotoSafe+ File+ Dates+ Book+ Expense+ Shopper+ Car. ... Read more